We presume that the construction element is broken when the external barriers of the structure that are designed to prevent water from entering the structure fail to meet their purpose.Temporary dwelling place may be a hotel, leased flat or -house.

Example, if a corroded pipe breaks and water damages the interior finish, we will indemnify you for the restoration of the interior finish, but not for the broken pipe.We will indemnify window glass broken as a result of the activities of birds and animals or a loss caused by fire.Home with fire damage will be restored Hail and wind.

Loss of income, financial liabilities, moral damage or other costs not agreed upon.The interior finish of a terraced house and the essential parts of the building located within the terraced house are insured up to the interior finish of the neighbouring house.